Conservatives the party who encourages work! EPIC FAIL. With my disability my wife works hard to keep a roof over our head, a mortgage that we were encouraged to get, food on the table and clothes on our backs. Now I need help from South Norfolk to put in a ramp to leave the house in my wheelchair on a bad day and we have been refused! The response was calculated that with four of us in our household an income under the high rate of taxation we MUST pay the first £55,000 yes fifty five thousand pounds worth of adaptations needed before getting help. In the past 5 years we’ve spent our entire savings on things like profiling beds, widening doors for wheelchair access, an adapted shower/wet room, a wheelchair friendly kitchen and standard things home owners have to replace like boilers and windows and we have nothing left. So I hope all those preaching you are rewarded under Tories if you work all have more than double your net income in savings incase you become disabled because if you don’t the help isn’t there anymore. I quote direct from the appeal letter
For grant contribution purposes, the calculation does not take into account your outgoings or whether indeed you could obtain a loan (with what we consider your disposable income).
The personal allowance they give a family of 4 to live off each week is £225 a week, that is to cover everything, housing, food, utility bills, clothes, running a car, childcare costs the works. Everything above that is considered a disposable income.
So because we have a mortgage and an income that is above this (thank goodness as we’d not survive on that amount) we get no help. If my wife left her job to become my full-time carer we gave up our home and went cap in hand to the Council we’d get everything! If we were in receipt of income support, Housing Benefit, Universal Credit or Working Tax Credit we’d get a grant automatically. Now I’m not belittling the people who need these benefits to survive, far from it (it is a sad indictment that the 5th richest nation needs these things). I’m simply saying that getting help if you are working trying to help yourselves that is supposedly the value the Tories encourage and will help is total bull. Now don’t go on about those cheating the system as it happens from the biggest corporations in the world, through rich celebrities, business people and stars, through self employed people working cash in hand, employees taking cash bungs through to the element of benefit cheats. Right throughout society there are those who cheat the systems and some cost us more than others, and then there are the honest hard workers, the businesses that pay, the people who don’t use tax loopholes, employees who declare cash gifts, unemployed desperately seeking work, single parents trying their hardest and disabled people reliant on family members and these are the majority of decent people making the best of their situations.
All those saying that it is labour who encourages this type of behaviour and a dependency on benefits let me assure you that it is not the case. All parties encourage this. Labour and Liberal Democrats however want to help low income workers, the so called lower middle class as they recognise they have limited incomes and everyone’s personal experiences should be considered when making an assessment not a blanket income is to high even though we don’t know your essential outgoings. The conservatives want me to be a prisoner in my home whilst we try to better our family and be good role models for our children, they don’t care about our outgoings versus income, they don’t care we have mortgages and bills to pay that all contribute to the economy not just taking money away from it and making it impossible to get help.
Worse still if I go in a home they want to take the value of that hard earned house purchase to pay for it and for it not to go to my children. Whereas if we spent all our money, rented a home and had exotic holidays, new cars and spent everything, or my wife gave up work to care for me, we survived on benefits we’d have all the adaptations paid for and more money than we have now to spend on days out and birthdays etc. Yes you read that right and I know people in that situation and how little they have. We struggle on doing the “morally right thing” according to the government but we will have nothing to show for it, and will have to beg, borrow or steal to get a ramp so I can go outside on a bad day.
Tell me where is the sense in that! Let me assure you of one thing today, a vote for the Tories is not a vote for people with moderate incomes who work it is a vote for the mega rich and if in the future you ever need the NHS, have children, own your own home or have the misfortune to become ill/disabled and need help you won’t get it from them. I sit here now not knowing how I will get my daughter to school and home again everyday when a ramp and wheelchair would correct this. We have no money left having spent around 3/5 of the amount and again I quote the appeal “your amount of savings or ability to get a loan are not considered in the application for adaptations”
So all our hard work over the past ten years of marriage saving money, not going abroad every year, making sure we don’t have the latest gadgets, or biggest televisions has been wasted. We’ve had to spend all our savings that would have protected us if my wife is made redundant, so I can at least get to the bathroom and bed, but I still can’t leave my house! We may as well have wasted it all, stayed in social housing and then the adaptations would all be done, my wife would be home to see our daughter and do all the school trips, stay and plays and assemblys and we’d have more disposable income now than what we have with her working.
Instead we are fighting every system, waiting on appeals so I know in an emergency I can get outside, and worse still what we thought would be left to our children one day now probably won’t be.
All I want is to be able to leave my house……. Think about that before you leave today to put your X in a box as I may not even make it to the polling station. Postal Votes I don’t trust may be my only way forward and I can sit and stagnate in a reclining chair watching the seasons go by. SAD TIMES INDEED.
Now I don’t believe one party has all the answers, our voting system is antiquated and set up for an era when there was just two choices and this needs to change. Most of all however is stop cutting funding to public services, stop paying your chums millions in strategic reviews each year and treat people as individuals as that’s what we are, individuals!